Our prime objective is to create value through the active management of your portfolio, permanent risk control, and the preservation of your capital in any economic environment.

The investment policy involves three main factors:

• a dynamic asset allocation strategy
• the setting up in Geneva of an investment vehicle specifically adapted to your needs
• the delegation of particular areas of expertise to selected partners

The strong points of our management approach are:

• the ability to take decisive action
• a disciplined yet flexible investment process
• independence, thereby permitting portfolio adjustment on a permanent basis

The investment committee is comprised of seven specialised, experienced managers who work out macroeconomic and market scenarios. This approach ensures that asset allocation is optimally adapted to the market environment. Over 70% of our clients’ portfolio performance is the result of this asset allocation and risk control.

The portfolios are set up for the most part around funds, which enable us to distribute all the sources of added value irrespective of the type or size of the account. These funds are set up at Crédit Agricole Suisse by asset managers who specialise in bond and equity management. They combine the direct selection of securities and the selection of funds.

We benefit from the know-how of the various Crédit Agricole Suisse teams (Advisory, Structured Products, etc.) and also from external partners (alternative fund managers).

• By choosing a profiled mandate, you determine your own risk level on the basis of a diversification matrix. The main risk factor is the relative share of equities.
  
  We then apply a unique investment strategy consisting of our team’s dynamic asset allocation.
• FlexiMandate is a new type of discretionary mandate that offers the client a more flexible formula than profiled mandates.
  
  It relies on three key principles:
  • customised risk limits which define the maximum level of risk you wish to establish.
  • the possibility of modifying these instructions at any time, depending on changes in risk environment.
  • implementation of the discretionary portfolio management strategy via dynamic asset allocation.
• For years we have been developing partnerships with Hedge Funds selectors. These mandates are partly invested in alternative investments in order to improve their risk/return profile.
  
  As these funds of funds of Hedge Funds do not ensure either strong liquidity or sufficient transparency, they may be subject to massive sales in certain market situations.
• High net worth management is offered to clients who want to have their portfolios specially managed according to their own investment instructions. This service is only accessible for investments of CHF 5 million or over, or an equivalent amount in our two other reference currencies (USD, EUR).
  
  In order to maintain optimal quality of management, our experts only deal with a limited number of these accounts, and adapt the asset allocations to your specific needs.