Our team’s mission is to generate investment concepts through structured products. We start out by selecting good quality underlyings, then identify entry points into the market and finally integrate these strategies into conventional or innovative structures.

Thanks to our continuous presence in the markets, we are able to bring you the benefit of investment opportunities. In this way, we offer products that reflect our market view and construct tailor-made products at your request or that of another Private Bank of the Crédit Agricole Group. These products correspond to your investment profile, expectations and investment horizon.

  Structured Products with Modified Final Terms

• • we propose product ideas in global campaigns throughout the Private Banks of the Group, alternating the type of structure, the underlyings and the currencies of these products
  • we respond to your specific requests by structuring tailor-made products adapted to your particular profile and expectations
  • we can also manage your assets in cooperation with your account manager on the basis of a discretionary mandate invested solely in structured products. Depending on your objectives, two profiles are available: conservative or dynamic
  
  We ensure a daily product valuation and a liquidity for all products. Arbitrage ideas are proposed regularly.
  
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  We deal with the following types of structures:
  
  • capital protected products (partial or total protection) linked to the rise or fall of an underlying (offering a capital gain)
  • capital protected products offering a periodical return (interest-rate products in general)
  • Products without capital protection (possibly with a conditional protection barrier) playing a directional market view
  • products without capital protection offering a guaranteed or conditional yield (all types of reverse convertibles).
  
  Depending on the level of complexity, the minimum amount of an issue is around USD or EUR 3 million, the issuers having a long-term credit rating of at least AA category.
  Various types of underlyings exist and they may be combined:
  • equities: individual shares, baskets of shares, stock exchange indices, etc
  • interest rates: short-term rates (LIBOR), long-term rates (Constant Maturity Swap), rate spreads, etc
  • commodities: energy (oil, natural gas, electricity, etc.), precious metals (gold, silver, etc.), base metals (aluminium, copper, nickel, zinc, etc.), soft commodities (coffee, cocoa, sugar, cotton, corn, soybeans, etc.)
  • funds: mutual funds, funds of funds, Hedge Funds
  • credit: individual reference entities, baskets of reference entities, portfolios of reference entities